Health & Community · Pāpāmoa

Retirement Villages
in Pāpāmoa

Over-55 villages and aged care services in Pāpāmoa - one of New Zealand’s most desirable coastal retirement destinations. One street from the beach, warm climate, strong community.

Over-55 villages Beachside living Capital gains model Community Aged care
Retirement villages Aged care FAQ
Gold Listing - Retirement Village
Gold ListingRetirement Village · Pāpāmoa

Karaka Pines Papamoa

84 Simpson Road, Pāpāmoa · One street from the beach

Premium over-55 village at 84 Simpson Road, Pāpāmoa - one street from the beach and one of the Bay of Plenty’s most desirable retirement addresses. Karaka Pines operates on a capital gains model: residents retain their share of property appreciation, with a 12.5% exit fee on departure. Homes range from 2-bedroom duplexes to 3-bedroom standalone residences. The village has a strong community atmosphere and is within easy reach of Pāpāmoa Plaza, the beach reserve and public transport.

Address84 Simpson Road, Pāpāmoa Beach 3118
ContactTrudi · 027 230 2997
ModelCapital gains - 12.5% exit fee
Homes2-bed duplex to 3-bed standalone
Highlights
One street from the beach
Capital gains model
12.5% exit fee (not ORA)
2-bed duplex to 3-bed standalone
Strong village community
Close to Pāpāmoa Plaza
Pāpāmoa Lifestyle Village
Pāpāmoa · Over-55

Over-55 lifestyle village in Pāpāmoa. Contact for current home availability and pricing model details.

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Golden Sands Over-55
Pāpāmoa East · New development

Over-55 community in the Golden Sands development. Modern homes, community facilities and easy beach access.

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Coastal Retirement BOP
Bay of Plenty · Premium coastal

Premium coastal retirement living in the Bay of Plenty. Independent living with village amenities and care options.

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Aged Care & Home Care

Rest home subsidy - what you need to know

New Zealanders who need rest home care may be eligible for a rest home subsidy from Work and Income (WINZ). Eligibility depends on your assets and income. To check eligibility and apply, contact Work and Income directly. A means assessment is required. Age Concern and Citizens Advice Bureau can also provide guidance.

Pāpāmoa Home Care
Pāpāmoa · In-home support

In-home care and support services in Pāpāmoa. Personal care, companionship, household tasks and medical support.

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Bay Rest Home
Eastern Bay of Plenty · Residential care

Residential aged care facility in the Bay of Plenty. Rest home, hospital-level and dementia care. Gold Spotlight position available.

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Aged Care Advisors BOP
Bay of Plenty · Independent advice

Independent aged care placement advisors for the Bay of Plenty. Help navigating rest home options, costs and WINZ subsidy applications.

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Retirement or aged care business in Pāpāmoa?

Pāpāmoa has one of New Zealand’s fastest-growing over-65 populations. Claim your listing for top placement in local search results.

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Common Questions
Are there retirement villages in Pāpāmoa?
Yes. Karaka Pines at 84 Simpson Road is Pāpāmoa’s premium over-55 village, one street from the beach. It operates on a capital gains model - residents retain their share of property appreciation, less a 12.5% exit fee. Homes range from 2-bedroom duplexes to 3-bedroom standalone. Contact Trudi on 027 230 2997.
What is a capital gains model retirement village?
In a capital gains model, residents share in any increase in the property’s value over time. When leaving, they receive the appreciation minus a deferred management fee (exit fee). At Karaka Pines the exit fee is 12.5%. This contrasts with an Occupation Right Agreement (ORA) model where residents do not benefit from capital gain.
What is the difference between a retirement village and aged care?
Retirement villages are independent living communities for active older adults, typically over 55. Residents live independently in their own home within the village. Aged care (rest homes and care homes) provides nursing and personal care for those who need daily assistance. Some villages offer a continuum of care, allowing residents to transition to care as needed.
Does Pāpāmoa have aged care facilities?
Pāpāmoa has a growing aged care sector reflecting its population. For rest home subsidy information, contact Work and Income (WINZ). Age Concern Tauranga can also provide independent guidance on aged care options in the Bay of Plenty.