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Retirement Village · Accommodation · Pāpāmoa

Karaka Pines Papamoa

Beachside retirement village one street from Pāpāmoa Beach - 2-bedroom duplexes to 3-bedroom standalone homes with a capital gains model that puts residents first.

84 Simpson Road, Pāpāmoa 027 230 2997
One street from the beach Capital gains model 2 & 3-bed homes The Sands nearby
Call Trudi - 027 230 2997 Visit website
About Karaka Pines Papamoa

Karaka Pines Papamoa is a lifestyle-focused retirement village at 84 Simpson Road - one street back from the beach, with a direct walkway that leads to Pāpāmoa Beach Road and the sand. It is part of the Karaka Pines Villages network, which operates across New Zealand on a financial model that differs from most retirement villages in the country.

The village offers a selection of homes from stylish 2-bedroom duplexes to spacious 3-bedroom standalone houses. Residents are close to The Sands Town Centre, which offers supermarkets, cafes, restaurants, medical services and boutique shopping within minutes. The on-site sales manager, Trudi Andersen, is available Monday to Friday from 10am to 4pm to show prospective residents through the village and answer questions.

Community life at Karaka Pines is designed to be independent but connected. Residents can make as much or as little use of communal activities as they like, with Pāpāmoa Beach, local cafes and the wider Tauranga area easily accessible.

The financial model - what sets Karaka Pines apart

Most New Zealand retirement villages charge an exit fee of up to 30% of the original purchase price and keep 100% of any capital gain. At Karaka Pines, the standard exit fee is 12.5% and residents keep their capital gain. A Fixed Fee option is also available for those who prefer cost certainty. Compare the models here →

What they offer
2-bedroom duplexes 3-bedroom standalone homes Capital gains model Fixed fee option 12.5% exit fee Direct beach walkway Minutes from The Sands On-site sales manager Private tours available Community activities
Sales office hours
Monday10:00am – 4:00pm
Tuesday10:00am – 4:00pm
Wednesday10:00am – 4:00pm
Thursday10:00am – 4:00pm
Friday10:00am – 4:00pm
WeekendBy appointment

Trudi is on site Mon–Fri. Private tours available by appointment outside these hours - call 027 230 2997.

Frequently asked questions
How does the capital gains model work at Karaka Pines?
At Karaka Pines, residents keep 100% of any capital gain when they sell their home. The exit fee is 12.5% of the sale price. This is significantly more favourable than most New Zealand retirement villages, where operators typically charge an exit fee of up to 30% and retain all capital gains. A Fixed Fee alternative is also available for those who prefer predictable costs.
What types of homes are available?
Karaka Pines Papamoa offers 2-bedroom duplexes and 3-bedroom standalone homes. Each is designed for comfort and modern living. Contact Trudi on 027 230 2997 or visit the website for current availability and pricing.
Where exactly is Karaka Pines Papamoa located?
The village is at 84 Simpson Road, Pāpāmoa - one street back from the beach. A direct walkway connects the village to Pāpāmoa Beach Road, making beach access easy on foot. The Sands Town Centre is just minutes away by car.
How do I arrange a visit or get more information?
Contact Trudi Andersen, the on-site Sales Manager, on 027 230 2997 or email trudi@kppapamoa.co.nz. Trudi is available on site Monday to Friday from 10am to 4pm and can arrange a private tour at a time that suits.
Is Karaka Pines suitable for independent living?
Yes. Karaka Pines Papamoa is designed for active, independent retirees who want the benefits of a community setting without giving up their autonomy. Residents manage their own homes and choose how much to engage with village activities. It is not a care facility - it is a lifestyle village.
84 Simpson Road, Pāpāmoa Open in Google Maps →